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Uninsured Drivermvaarule An insurance study found the five states with the highest uninsured driver estimates were Colorado at 34 percent, Mississippi at 29 percent, Alabama at 28 percent, New Mexico at 27 percent and California at 26 percent.
What this means is one out of 3.68 drivers in California is driving without insurance which causes all of our rates to be higher. It also means that insurance companies will have to pay out on more claims that it normally would not have to with an insured driver.
California has a large illegal population of immigrants from other countries on our roadways with the majority driving without a California Drivers License or proper insurance. Many accident studies show that little can be done to remedy this problem leaving the courts, insurance companies and accident victims all in the cold.
It is highly recommended that one should purchase uninsured motorist protection.
If you are involved in an auto accident with an illegal, immediately call for a traffic officer and a bilingual officer to translate. It is your right.
Accident Settlementsmvaarule We encourage all drivers involved in an auto accident to give MVAA your accident information on your wrecked vehicle if it has been totaled. By doing so we will take measures to provide you with tools to help you get the fairest and highest settlement from your adjuster or another driver's insurance company.
This information will be compiled and we will send it back to you either email, fax, or direct mail, with all current market information for pricing and replacement of your totaled vehicle. This information is to be used in negotiating with any insurance adjusters
These forms will allow you to compare to what sources the adjuster you are dealing with is comparing. In addition we will give you three local dealers pricing information if available to help you negotiate your settlement.
Start by filling out this Accident Form and we can start to help you find the resources that you are looking for.
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Copyright © 2003 [Motor Vehicle Accident Advisory]. All rights reserved. Last revised: June 09, 2003