PANEL ATTORNEYS’
A professional accident attorney or law firm will evaluate an accident and pre-
The law professional’s assessment will seek out who may be held liable and the amounts. In the event that you are in an accident as a passenger or hit by an insured motorist, it will be difficult to know what you need if you are not familiar with insurance law and a accident attorney should be retained to help you get through it.
If you have uninsured motorist insurance you are now going to deal with your insurance company adjuster. Keep in mind that once this happens it now becomes ready for aggressive action; no different than if you were dealing with another driver's insurance company. Having a professional accident attorney at this stage is highly recommended, and this is where our MVAA Advisory Panel can help you.
- Your own insurance company is going to want to cover damages and injuries and you are going to want to collect. They want to limit their expense and you are going to want to cover existing expenses and any possible on going expenses. You and your attorney need to consider and assess the coverage of several policies, including that of the other drivers involved in an accident.
- Combinations of insurance facts have to be reviewed to best suit a case. Knowledge of insurance is of particular value to passengers who are injured in other vehicles. A proper insurance analysis for your case will involve consideration of several policies, for medical bills and lost wages, coverage for residual damages, disability, past and future lost earnings, pain and suffering, disfigurement, and loss of quality of life.
- It is essential that motor vehicle accident victims understand that the other driver's insurance company, as well as your company may have interests that are conflicting to your own.
- You should not speak to any representative from any insurance company without first being prepared or consulting with an accident attorney. What is said at this point is going to be recorded in a statement of facts. If you do not know what to say, hire an attorney even for consultation on a hourly bases to help you prepare. Make an appointment with your attorney to be present or on the phone with you when you speak to the other party insurance adjuster.
- If an adjuster calls from the other company simply state that you are unwilling at this time to talk to him/her until you have spoken with your accident advisor, attorney or insurance company and that you will take their number and get back to them. They may try to get you to go ahead, DO NOT RESPOND!
- Once an attorney has accepted the case, the law firm will take steps, which will help prove liability (who was at fault), and accentuate your known facts. Normally the law firm will motion to "freeze" and preserve the evidence, which could vanish in time. This evidence may include any accident photographs of damage to the vehicles, roadway conditions and skid marks, as well as witness statements.
- Always make copies for hand out and keep originals and two copies and never give original information or pictures to anyone always make extra copies, including pictures or keep digital records on a flash drive this insures you from not having lost information.