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Replacement Vehicle Dealing with Adjusters Contact Us Accident Form Send Photos Pictures |
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Insurance claims adjusters have a difficult job to settle a claim as expeditiously as possible. They deal with several cases a day and make determinations by what they find in the investigation of an accident. They have to document everything and determine what is in the best interest of the company and the insured. Since they have to look out for the company and then the insured, it may not be an easy task. |
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about the accident? Yes, in the first call, talk to your insurance company to notify them that an accident occurred. Before giving detailed statements, and especially tape-recorded statements or interviews to either your insurance company claims person or the other driver's insurance company claim person, carefully assess whether you may first want legal representation. Many cases lose out because a person freely gives out more information in the beginning than necessary. No one has guarded his or her answers to an adjuster. Insurance companies often want to settle the matter quickly. If you make a settlement agreement with an insurance company, then discover later that you have additional medical bills or time off work for which you were not compensated, you probably will not be able to get more money later. Some adjusters want to settle before one knows the full extent of injuries. Many law firms that handle cases for people who have been injured in car accidents offer free initial consultations. Before having settlement discussions with an insurance company, you may want to consult an attorney to discuss these issues. (See Legal Advisor) Make sure you get the extra coverage prior to an accident. You can spend thousands of dollars in fancy paint jobs, custom wheels, and stereo equipment, but unless you have taken extra steps when you bought your policy, it may not always be covered. It is only dimes on the dollar, but this will save you a ton in unnecessary aggravation. |
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Insurance Adjuster Tips
The adjuster will work with you to settle higher within reason if you are as prepared as the adjuster and know all the values and have back-up material to support your reasons for a higher settlement. Keep in mind the insurance adjuster is working for the insurance company and not for you. To have supportive information and some one in your corner will only help you to get a better settlement. |
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